The deadline to have the opportunity to apply for permanent residence under the 2009 U.S. visa lottery program is less than two weeks away on Sunday, December 2, 2007; 12 noon Eastern Standard Time (11 a.m. Central Standard Time). The visa lottery is formally known as the Diversity Immigrant Visa Program. The U.S. government makes available up to a maximum of 55,000 diversity green cards annually. 5,000 of these visas are reserved for a visa program for certain Central American nationals, leaving 50,000 visas available to be drawn at random from a pool of applicants who meet specific ...

Buying your first home can be an exciting experience. It can also be a stressful experience, but it doesn't have to be. Understanding how the process works, can help make the process a smooth one. Here are some tips and information regarding the closing process for the first-time home buyer (or a short refresher for those who haven't bought real estate in a while). The Offer and Acceptance Assuming that you are working with a real estate agent or realtor, after you find a property that you like, your agent or realtor can help you write up an offer on the house or condo. Typically a ...